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67% of real estate pledges are registered online

Kazakhstanis prefer to register encumbrances on real estate online. Compared to the previous year, the number of transactions made using Blockchain technology increased 2.5 times. In the first quarter of 2024, about 25 thousand transactions were completed.

Today, you can register a pledge (repledge) and its termination online through second-tier banks. Note that this service is most popular in Astana, Almaty and Shymkent, as well as in the Turkestan, Karaganda and Almaty regions.

In addition, the State Corporation has implemented the possibility of registering the assignment of claims under a loan agreement and changes in encumbrances as a result of changes in the terms of the agreement. Registration of collateral with non-residential premises has also become available.

By the way, Blockchain technology simplifies the issuance by banks of loans secured by real estate in terms of online loan processing, reduces costs and shortens the processing time of applications. Thus, Blockchain reduced the time for registering an apartment from 3 days to 1 hour.